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Upload Statements
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Drop your statements here

PDF statements (Scotia, Rogers, Walmart, Amazon, CIBC) or TD CSV export

Choose Your Goal
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Pay Off Debt

Find the fastest way to eliminate your credit card balances

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Improve Credit Score

Reduce utilization and optimize payments to boost your score

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Control Spending

Set budgets by category and see where your money really goes

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Maximize Rewards

Use the right card for each purchase to earn the most cashback

Upload and analyze your statements first, then run a simulation here.
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Google Account
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Spreadsheet
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Your Cards Summary
Total Debt
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Total Limit
โ€”
Utilization
โ€”
โ ฟ Drag the โ ฟ handle on any section to reorder
โ ฟ drag to reorder
Funding Gap Tracker
Durham College โ€” Winter 2027
$11,753.74 needed
Funded so far
โ€”
0%
$0remaining$11,753.74
Gap Remaining: โ€”
โ ฟ drag to reorder
Monthly Budget Dashboard
Income
$6,214.73
Expenses
$5,687.68
Net Surplus
$272.00
๐Ÿ’ก Saves $310/mo โ†’ net surplus $272.00/mo
Milestones Timeline
โณ โ€” days until key milestone
Countdown to:
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โ ฟ drag to reorder
All Available Funds
๐Ÿ Canadian Banks & Savings (CAD)
Subtotal CAD: $0.00
๐Ÿ‡ต๐Ÿ‡ญ Philippine Banks (PHP โ†’ CAD)
Using rate: 1 PHP = โ€” CAD
Subtotal (in CAD): $0.00
๐Ÿ’ฐ Total Available Funds (CAD) $0.00
โ ฟ drag to reorder
Philippines Funding Sources
PHP โ†’ CAD Exchange Rate
1 PHP = CAD (โ‰ˆ 42.55 PHP/CAD)
Total PH Funding (CAD) $0.00
โ ฟ drag to reorder
What-if Simulator
Type exact amounts or drag the slider โ€” all values feed the gap tracker above.
Total Funded
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Remaining Gap
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Status
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